free guides for first home buyers.

Short PDFs. Plain English. Things Dad explained to me that I wish someone had explained sooner. Drop your details and the guide lands in your inbox within the hour.

The Deposit Roadmap

The $10k-to-keys path most people don't get told about — and the four moves that actually shorten it.

What the Bank Won't Tell You About LMI

Lenders Mortgage Insurance — the fee you pay so the bank feels safe, not you. The 5% Deposit Scheme, who actually qualifies, and what nobody mentions about the trade-off.

The $25k Suburbs Map

Adelaide, Melbourne, Brisbane suburbs where a $25k deposit still gets you keys. Updated each season — current as of this PDF.

The Borrowing Power Truth-Sheet

Roughly what the bank will lend you on $60k / $80k / $120k / $180k income — single and couple, before-kids and with-kids. The actual numbers Dad runs in his office.

Building vs Buying — The Hidden-Costs Edit

Side-by-side: cost, timeline, stamp duty, FHOG (First Home Owner Grant). Plus the four hidden costs of building that walk out with your deposit if you're not watching.

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